PAYERA- a positive development of the financial system



About PAYERA ICO
Cryptocurrency is currently one of the most vigorous tradesin. Digital currencies use public accounting systems to file transactions beeing sent from one person to the next. We are convinced, that the future of the current financial system will be dependent on the development of the Blockchain technology and on the reaction of the community. The Blockchain can –in our view- be used to achieve a positive development of the financial system. For quite some time, our team has intensely worked on the blockchain technology and Cryptocurrencies. We discovered, that due its strong volatility and high anonymity, people do speculate more with Cryptocurrencies than using the coins as a currency. This is why the idea of PAYERA emerged to use Cryptocurrencies free of worry. We will create a secure multifunction-platform which is going to be easy to operate with. After we had drawn up the initial concept, we secured — after a brief presentation- interested partners and consultants and thus we have systematically built up our team. In the process of optimizing our main product down to the smallest detail, something extraordinary has emerged: All-in-One-conept that enables us to operate with even more flexibility in the market.

PROBLEM
Despite many advantages of blockchain technology and crypto transactions including extreme speed, low fees and high flexibility, cryptocurrencies are only rarely used as payments. Buyers and sellers are insecure due to floating rates and complicated application. For this reason, enterprises still use the traditional Fiat payment systems connected to banks and financial institutions. Buyers want the security that transactions with cryptocurrencies provide through a protected trade and ‐in case of a problem arises ‐ a guaranteed refund of the payment. Sellers want to increase their turnover and establish themselves in the crypto scene. This is why PAYERA has set a goal to establish trust between buyer and seller.

CONCEPT
PAYERA from its structure is pretty similar to the most successful e‐commerce enterprise in the Asian region but much easier to handle. Combined with SHOP& CARDERA we offer a multifunctional solution which does not exist on the crypto market yet.

We will build upon on the best attributes cryptocurrencies have to offer ‐very fast transactions and low fees‐ to enable sellers to market to the worldwide growing audience of crypto users.

This project, with all its features and yet impressive in its simplicity, will be an incredible and unique product for the crypto world that can be funded through venture capital investments.

VISION
Our vision is to become the crypto enterprise with the biggest number of users worldwide, the place where crypto owners can do online‐shopping worry‐free. We are also seeking to become the leading global and universal crypto platform.

MISSION
Our mission is, to be our customer’s first choice. The place, where you preferably buy with crypto. We have committed ourselves to perform all our actions economically and eco‐ friendly.

SOLUTION
PAYERA offers an easy multifunctional solution for crypto users and sellers. We are going to create a new era in the crypto‐payment gateway with PAY‐ / SHOP‐ and CARDERA.

BUYERS are protected against criminals, as we offer a full consumer protection for all transactions done through PAYERA. This protection includes all conventional goods as well as services. You also have the possibility to do internal wallet transactions free of charge.

SELLERS obtain the perfect solution to get established in the crypto scene and to increase their proper sales volume. We offer a full protection against volatility on the crypto market by offering an optional paymentin Fiat or the requested coin. PAYERA also has lower fees and a shorter holding period compared to other systems. Sellers also have the opportunity to do internal wallet transactions free of charge
For Supporters the PERA will take on an important role in the future concerning the crypto payments, PERA is not going to be a speculative coin. Our supporter finances a real business model that will be far from pseudospeculations. We are confident, that our token will be established also on other platforms.

PAYERA charity: A percentage of the fees we collect will automatically be deposited into a donation pot, which will be evenly divided according to continents. After a certain predetermined amount has been collected, our PAYERA foundation team will fly, regardless of religion or nationality, into any needy region to provide support. It is planned, according to the local situation, to build schools and water wells and supply school materials to support the education of the children as needed in each locale. So as a PAYERA user you will be automatically contributing to this charity.

SHOPERA: The user‐friendly online‐shop platform, where merchants and individuals have the opportunity to sell new and used goods. We have analyzed the most frequented online‐shop portals and focused on the most user‐friendly features of the providers. We want to make sure, that SHOPERA will be easy to operate and that you enjoy the best user‐expirience ever.

CARDERA: Your crypto‐payment‐card for everyday use, which offers more flexibility. The card is connected to your PAYERA wallet and you have the ability to to make purchases or withdraw Fiat‐money at ATMs as you are used to, except that you use the coins in your PAYERA wallet therefore


ROADMAP

03.04.18 PRIVATE SALE OPEN
30.05.18 ‐ 15.06.18 PRE‐ICO
20.06.18 ‐ 18.07.18 ICO
Q4 2018 INFRASTRUCTURE
Q1 2019 BETA WALLET / APP
Q1 2019 OFFICIAL WALLET
Q3 2019 SHOPERA BETA
Q4 2019 OFFICIAL SHOPERA VERSION
Q1 2020 ONLINESHOP APP
Q1 2020 API INTERFACE
Q2 2020 CARDERA
Q3 2020 CHARITY


TEAM
Atakan Ali Yildirim
CEO / Co Founder
High Performance / Blockchain Enthusiast Speaker / Trainer



Background
After graduation he found his way to entrepreneurship. As a recent graduate he founded a company for international marketing where he dealt with crypto currency fairly early on. Blockchain made her so enthusiastic that she actually plunged into it. Not long after he was known as a blockchain expert who gave many seminars on blockchain and cryptocurrency. He also uses his ability to motivate people and inspire them by delivering high-performance seminars about the possibility of crypto investment. His initial interest in blockchain gave him the advantage of recognizing various aspects of improving user friendliness and integration of blockchain technology into products.
Masrur Odinaev
CTO / Co Founder
ITT Technical Institute / University of Phoenix-Southern California Campus / Blockchain Development



Background
After finishing his high school, he finds himself advising over the newly formed Google on numerous improvements in Google Maps products. During his studies as a Bachelor of Arts, he advised a small company of fellow programmers at MIT who worked at CAPTCHA, after the CAPTCHA acquisition at Google, he found himself once again advising and improving google map products. Even today he is on a googles response team that is activated during natural disasters around the world that provide updated information to the rescue team by utilizing the latest technology in the Areal and GIS mapping. He also found a company based in the NYC Rapid Order also known as FreshDirect which he then sold.
Delia Teran
Marketing Manager & Recruiters
Economics-Goethe University Frankfurt / Online Marketers / Crypto and ICO Investors



Background
After Delia's career at the bank, she quickly discovered the potential of classical entrepreneurship. Relatively earlier after establishing its partner company Gian Luca, it supports it in online sales and marketing with a focus on social media. After understanding the enormous potential of crypto coinage and blockchain technology, he entered the crypto business in mid-2017 and it was all successful. Meanwhile, it has greatly expanded its reach and influence on various social media channels and focuses primarily on the crypto currency.
Gian Luca Struth
Head marketing
Bachelor of Science Darmstadt University / Online Marketers / Crypto and ICO Investors



Background
In 2015 Gian Luca founded his first online company in e-commerce that parallels his business studies at the University of Applied Sciences in Darmstadt. At the same time, he built an ever-growing online presence for himself and his company. Matthias Wernig brings the subject of crypto currency to his attention since early 2016. But he did not really start off with a good start until mid-2017, when he recognized the market potential and the importance of the 'Blockchain' revolution. In early 2018, he sold his existing company to focus entirely on Blockchain & Co. and online marketing.
Benjamin Vogt
Head of Design
University of Arts and Design Offenbach



Background
Benjamin Vogt focuses his work as a designer on sustainability, longevity and innovation. He has established himself as a freelancer and businessman in Frankfurt am Main. As a consultant for start-up and other innovative design development, he remains a leader in design strategy. Benjamin currently earned his doctorate at Hochschule für Gestaltung Offenbach. In addition to his teaching assignments at HfG and UMPRUM (Academy of Art, Architecture and Design in Prague), he also undertook research on further development of designs in new media.
Daniel Migrov
CDO / Development
TU Darmstadt / IT Security / Web Development



Background
Daniel Migrov's expertise comes from years of experience working with information technology. As a project manager and consultant, he specializes in IT security and front-end development. He is responsible for the successful deployment of multiple web portals and applications. Daniel's professional competence also enabled him to offer the prerequisites for a successful corporate structure. Projects such as network installation, support and maintenance, installation and configuration of access control, and IT security projects such as vulnerability analysis are part of their expertise.
Samet Dogan
Project manager
Blockchain Enthusiast / Investor



Background
Experience in project management and marketing for more than 5 years. In previous years he was an entrepreneur in the automotive industry and has been active for General Motors for the past 3 years. In addition, he has worked in Blockchain technology for some time and has also invested in several ICOs such as Sirin Labs or APPICS.
Matthias Wernig
Marketing Strategist & PR
Bachelor of Science - TU Darmstadt / Business Owner and Implementing Partner / Speaker / Crypto & Investor ICO



Background
During his studies he was involved in marketing and sales. At that time he became an entrepreneur and became interested in Bitcoin and other digital currencies. After graduating with a bachelor's degree, he established a company in the field of web design and online marketing. His passion is to inspire people and tell them in the field of crypto currency. He has spoken at many international events and held seminars on crypto currency.
Fatih Yildiz
Manager of Finance and Strategy
RheinMain University Engineer / Investment



Background
6 years experience in investment banking, 4 years self-employed in real estate consulting, 3 years support in the telecommunications industry with over 300 business clients. For several years he has been working on Blockchain technology.
Oleksii Liubchenko
Web development
Kharkiv Polytechnic Institute / Web-development / Software Developers



Background
Oleksii has about 10 years experience in IT for Web Development and great experience with high-load projects. Many projects have been implemented for large companies. He also has experience working in teams. He led Development in the past.
Kristina Maisinger
Designer
VWA University Frankfurt



Background
Kristina started designing 10 years ago. He has gained much experience at VWA University Frankfurt, which he now uses. He also has a very successful modeling agency.
Maxim Mucharov
System administrator
IT Specialist / Network Engineer



Background
Maxim Mucharov draws his expertise from his job as Head of IT at renowned IT service provider LaserConnect GmbH. Through years of experience managing IT infrastructure and application systems, he knows how to achieve sustainable enterprise success in highly competitive markets. Maxim distinguished himself through his willingness to do, his competence in problem solving, and his endurance. With the help of these skills, he also develops long-term relationships in the financial sector, particularly in the areas of private equity and venture capital.
Counselor
Hans-Jörg Holzförster
IT Advisor
Senior IT-Security Consultant


Klaus Bethava
Marketing Advisor
Establishment and Management in Sales / Control


Dr. Vladimir Donskoi
Strategy Advisor
University of Oxford / Johann Wolfgang Goethe-Universität Frankfurt am Main


Jana Knetschke
Business Partners HR
Fresenius Intercultural Management College




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User Name: iyus gmb


Eth: 0x9126c682b510aE0492F30a65f56459c63B4Dee95


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